Eligible Financial Institutions

Rule of Professional Conduct 1.15 requires lawyers to use a client trust account maintained at an eligible financial institution. Rule 1.15(i)(3) defines an eligible financial institution as one that:

  • Has agreed to provide trust account overdraft notification to the ARDC under Rule 1.15(h), and
  • Offers IOLTA accounts within the requirements of Rule 1.15(f) (if the financial institution holds IOLTA deposits).

Is Your Bank Eligible?

Lawyers should confirm that their financial institution is eligible to offer IOLTA accounts under Rule 1.15. This page shows the financial institutions that currently are eligible under both criteria in the rule. This list is updated at least monthly. Financial institutions that are not listed here should visit the Become an Eligible Institution page to learn how to become qualified to hold client trust accounts, including IOLTA accounts.

Eligible Financial Institutions (last updated April 7, 2017):

  • 1st Community Bank (Sherrard)
  • 1st Equity Bank
  • Albany Bank and Trust Co.
  • Alerus Financial, N.A.
  • Algonquin State Bank
  • Allied First Bank
  • Alpine Bank & Trust
  • Amalgamated Bank of Chicago
  • American Bank & Trust Company N.A.
  • American Chartered Bank
  • American Community Bank & Trust
  • American Eagle Bank
  • American Eagle Bank of Chicago
  • American Enterprise Bank
  • American Midwest Bank
  • AmericaUnited Bank & Trust Co. USA
  • Anna State Bank
  • Anna-Jonesboro National Bank
  • Apple River State Bank
  • Archer Heights Credit Union
  • Arcola First Bank
  • Area Bank
  • Arthur Community Bank, a Division of Arcola First Bank
  • Associated Bank
  • Austin Bank of Chicago
  • Banco Popular North America
  • Bank & Trust Company
  • Bank Leumi
  • Bank of America
  • Bank of Belleville
  • Bank of Calhoun County
  • Bank of Carbondale (The)
  • Bank of Edwardsville
  • Bank of Farmington
  • Bank of Herrin (The)
  • Bank of Hope (formerly BBCN Bank)
  • Bank of Kampsville
  • Bank of Marion
  • Bank of O’Fallon
  • Bank of Pontiac
  • Bank of Rantoul
  • Bank of Springfield
  • Bank of Stronghurst
  • BankChampaign
  • BankFinancial
  • BankORION
  • Banterra Bank
  • Barrington Bank & Trust Co. NA
  • BBCN Bank
  • Belmont Bank & Trust
  • Better Banks
  • Beverly Bank & Trust
  • Blackhawk Bank (Beloit, WI)
  • Blackhawk Bank & Trust (Milan)
  • Bluestem National Bank
  • BMO Harris Bank N.A.
  • Bradford National Bank of Greenville (The)
  • Bridgeview Bank Group
  • Buena Vista Natioanl Bank
  • Builders Bank
  • Burling Bank
  • Busey Bank
  • Business Bank of St. Louis (The)
  • Byline Bank
  • Capaha Bank
  • Carrollton Bank
  • Casey State Bank
  • Cass Commercial Bank
  • Castle Bank, a division of First National Bank of Omaha
  • Catholic & Community Credit Union
  • Central Bank Illinois
  • Central Bank of St. Louis
  • Central Illinois Bank
  • Centrue Bank
  • Charter National Bank & Trust Co.
  • Chemical Bank
  • Chester National Bank
  • Chase
  • CIBM Bank
  • Citibank NA
  • Citizens Bank
  • Citizens Bank of Chatsworth
  • Citizens Financial Bank
  • Citizens First National Bank
  • Citizens First State Bank
  • Citizens National Bank of Albion
  • Citizens National Bank of Paris
  • Citizens State Bank
  • City National Bank of Metropolis (The)
  • Clay City Banking Company
  • Cole Taylor Bank
  • CNB Bank & Trust NA
  • Commerce Bank
  • Community Bank – Wheaton/Glen Ellyn
  • Community Bank (Hoopeston)
  • Community Bank of Elmhurst
  • Community Bank of Oak Park River Forest
  • Community Bank of Trenton
  • Community First Bank of the Heartland
  • Community National Bank in Monmouth
  • Community Southern Bank
  • Community State Bank (Galva)
  • Community State Bank of Rock Falls
  • Community Trust Bank
  • Cornerstone National Bank & Trust Co.
  • Country Bank
  • Crossroads Bank
  • Crystal Lake Bank & Trust
  • Delaware Place Bank
  • Devon Bank
  • Dewitt Savings Bank
  • Diamond Bank
  • Du Quoin State Bank
  • DuPage National Bank
  • East Dubuque Savings Bank
  • Edens Bank (a division of North Community Bank)
  • Edgar County Bank & Trust
  • Edgebrook Bank
  • Elgin State Bank
  • Elkville State Bank
  • Enterprise Bank & Trust
  • Erie State Bank (a division of First State Bank of Forrest)
  • Esquire Bank (New York)
  • Eureka Savings Bank
  • Evergreen Community Bank
  • Exchange State Bank
  • Fairfield National Bank
  • Farmer City State Bank
  • Farmers & Mechanics Bank
  • Farmers and Merchants State Bank of Bushnell
  • Farmers National Bank of Griggsville
  • Farmers National Bank of Prophetstown
  • Farmers State Bank
  • Farmers State Bank & Trust Company
  • Farmers State Bank of Alto Pass
  • Farmers State Bank of Danforth
  • Farmers State Bank of Fulton County
  • Farmers State Bank of Hoffman
  • Farmers State Bank of Western Illinois
  • Farmers-Merchants National Bank of Paxton
  • Fayette County Bank
  • Fidelity Bank & Trust (Dyersville, IA)
  • Fifth Third Bank
  • First American Bank
  • First Bank & Trust Evanston
  • First Bank and Trust Co. of Murphysboro
  • First Bank & Trust S.B. (Paris)
  • First Bank of Highland Park
  • First Bank of Manhattan
  • First Banks, Inc.
  • First Chicago Bank & Trust (a division of Northbrook Bank & Trust)
  • First Clover Leaf Bank
  • First Collinsville Bank
  • First Community Bank & Trust
  • First Community Bank of Hillsboro
  • First Community Financial Bank
  • First Country Bank
  • First Eagle Bank
  • First Farmers Bank & Trust (Converse, IN)
  • First Federal Bank of Tuscola, a Division of Arcola First Bank
  • First Federal Savings & Loan of Central Illinois
  • First Federal Savings & Loan of Kewanee
  • First Federal Savings Bank
  • First Financial Bank
  • First Financial Bank (Cincinnati)
  • First Merchants Bank (Daleville, IN)
  • First Merchants Bank (Muncie, IN)
  • First Mid-Illinois Bank & Trust N.A.
  • First Midwest Bank
  • First National Bank (Mattoon)
  • First National Bank (Vandalia)
  • First National Bank & Trust Co. (Wisconsin)
  • First National Bank & Trust Company (Clinton)
  • First National Bank & Trust Company of Rochelle
  • First National Bank in Amboy
  • First National Bank in Carlyle
  • First National Bank in Olney
  • First National Bank in Paxton
  • First National Bank in Pinckneyville
  • First National Bank in Staunton
  • First National Bank in Taylorville
  • First National Bank in Tremont
  • First National Bank of Allendale
  • First National Bank of Arcola (The)
  • First National Bank of Barry
  • First National Bank of Brookfield
  • First National Bank of Carmi
  • First National Bank of Catlin
  • First National Bank of Chillicothe
  • First National Bank of Dieterich
  • First National Bank of Dwight
  • First National Bank of Illinois
  • First National Bank of Lacon
  • First National Bank of Litchfield
  • First National Bank of McHenry
  • First National Bank of Ottawa
  • First National Bank of Pana
  • First National Bank of Raymond
  • First National Bank of Sullivan
  • First National Bank of Waterloo
  • First Nations Bank
  • First Neighbor Bank N.A.
  • First Personal Bank
  • First Robinson Savings Bank NA
  • First Savings Bank of Hegewisch
  • First Security Bank
  • First Southern Bank
  • First State Bank (Mendota)
  • First State Bank (Monticello)
  • First State Bank of Bloomington
  • First State Bank of Forrest
  • First State Bank of Western Illinois
  • First State Bank Shannon-Polo
  • First Trust & Savings Bank (Watseka)
  • First Trust Bank of Illinois
  • First United Bank
  • FirstMerit Bank
  • Fisher National Bank
  • Flora Bank & Trust
  • FNBC Bank & Trust
  • Forest Park National Bank & Trust
  • Fort Madison Bank & Trust Company
  • Foster Bank
  • Freedom Bank
  • Freestar Bank NA
  • Galena State Bank & Trust Company
  • Gateway Community Bank
  • German American State Bank
  • Germantown Trust & Savings Bank
  • Glasford State Bank
  • Glenview State Bank
  • Gold Coast Bank
  • Golden Eagle Community Bank
  • Grand Ridge National Bank
  • Great Lakes Bank, N.A.
  • Grundy Bank
  • Guaranty Bank
  • Harvard State Bank
  • Havana National Bank
  • Heartland Bank & Trust Company
  • Heights Bank (The), a division of First State Bank of Forrest
  • Henry State Bank
  • Heritage Bank of Central Illinois
  • Heritage Bank of Schaumburg
  • Herrin Security Bank
  • Hickory Point Bank & Trust FSB
  • Hinsdale Bank & Trust
  • Home State Bank, N.A.
  • HomeBank
  • Homestar Bank
  • Hometown National Bank
  • Huntington National Bank (formerly First Merit)
  • Hyde Park Bank & Trust Co.
  • Illini Bank
  • Illini State Bank
  • Illinois Bank & Trust
  • Illinois National Bank
  • Illinois State Bank, a Division of North Shore Bank
  • Inland Bank & Trust
  • International Bank of Chicago
  • Ipava State Bank
  • Iroquois Farmers State Bank
  • Iroquois Federal Savings & Loan Assn.
  • Itasca Bank & Trust Co.
  • JPMorgan Chase
  • Lake Forest Bank & Trust
  • Lakeside Bank
  • LaSalle State Bank
  • Laura State Bank
  • Leaders Bank
  • Legence Bank
  • Liberty Bank
  • Liberty Bank for Savings
  • Libertyville Bank & Trust Co.
  • Lincoln State Bank, SB
  • LincolnWay Community Bank
  • Lisle Savings Bank
  • Logan County Bank
  • MainSource Bank
  • Marine Bank
  • Marine Bank & Trust
  • Marion County Savings Bank
  • Marquette Bank
  • Marseilles Bank
  • Mason City National Bank
  • MB Financial Bank
  • McHenry Savings Bank
  • Mercantile Bank
  • Merchants & Manufacturers Bank
  • Metropolitan Capital Bank
  • MidAmerica National Bank
  • Midcountry Bank
  • Mid-Illini Credit Union
  • Midland Federal Savings & Loan Association
  • Midland States Bank
  • Midwest BankCentre
  • Midwest Bank of Western Illinois
  • Midwest Community Bank
  • Millenium Bank
  • Morton Community Bank
  • Municipal Trust & Savings Bank
  • Murphy-Wall State Bank & Trust Co.
  • National Bank (Hillsboro)
  • National Bank of Earlville
  • National Bank of Petersburg
  • New Dominion Bank
  • Norstates Bank
  • North Adams State Bank
  • North Bank
  • North Central Bank
  • North County Savings Bank
  • North Shore Community Bank & Trust
  • North Shore Trust and Savings
  • Northbrook Bank & Trust Co.
  • Northern Trust
  • Northside Community Bank & Trust
  • NorthStar Credit Union
  • Northwest Bank of Rockford
  • NuMark Credit Union
  • Oak Bank
  • Old Exchange National Bank
  • Old National Bank
  • Old Plank Trail Community Bank
  • Old Second National Bank
  • Old Second National Bank (Kane County)
  • Old Second National Bank (Yorkville)
  • Oswego Community Bank
  • Oxford Bank & Trust
  • Pacific Global Bank
  • Pan American Bank
  • Park Ridge Community Bank
  • Parkway Bank & Trust Co.
  • PeopleFirst Bank
  • Peoples Bank & Trust
  • Peoples Bank of Kankakee County
  • Peoples National Bank, N.A.
  • Peoples National Bank of Kewanee
  • Peoples State Bank
  • Peru Federal Savings
  • Petefish Skiles & Co. Bank
  • Plaza Bank
  • PNC Bank NA
  • Port Byron State Bank
  • Prairie Community Bank
  • Prairie State Bank & Trust
  • Princeville State Bank
  • Providence Bank
  • Quad City Bank & Trust Company
  • Regions Bank
  • Reliance Bank
  • Republic Bank of Chicago
  • Resource Bank, N.A.
  • Rockford Bank & Trust
  • Rushville State Bank
  • Sauk Valley Bank
  • Schaumburg Bank & Trust
  • Schuyler State Bank
  • Scott State Bank
  • Seaway Bank & Trust Company
  • Security Bank, SB
  • Security Savings Bank
  • Self Reliance Ukranian American Federal Credit Union
  • Shelby County State Bank
  • Signature Bank
  • South Central Bank
  • South Porte Bank
  • South Side Trust & Savings Bank
  • Southeast National Bank
  • SouthernTrust Bank
  • Southwest Chicago Chapter Credit Union
  • Soy Capital Bank & Trust
  • Spring Valley City Bank
  • St. Charles Bank & Trust
  • Standard Bank & Trust Company
  • State Bank (Freeport)
  • State Bank of Cerro Gordo
  • State Bank of Countryside
  • State Bank of Geneva
  • State Bank of Graymont
  • State Bank of Herscher
  • State Bank of Lincoln
  • State Bank of Speer
  • State Bank of the Lakes
  • State Bank of Toulon
  • State Bank of Waterloo
  • State Bank of Whittington
  • State Central Bank
  • State Street Bank & Trust Co.
  • STC Capital Bank
  • Stillman BancCorp NA
  • Suburban Bank & Trust Co.
  • Sumner National Bank of Sheldon
  • Sun Trust Banks, Inc.
  • Talmer Bank and Trust
  • TCF National Bank
  • Tempo Bank
  • Teutopolis State Bank
  • The Bank of Lawrence County
  • The Federal Savings Bank
  • The Iuka State Bank
  • THE National Bank
  • The PrivateBank
  • TheEDGEBANK, a branch of Premier Bank of Jacksonville
  • Tompkins State Bank
  • Town & Country Bank (Quincy)
  • Town & Country Bank (Springfield)
  • Town Center Bank
  • Trustbank
  • Tuscola National Bank
  • UMB Bank
  • Union National Bank
  • Union Savings Bank
  • United Community Bank
  • United Trust Bank
  • Urban Partnership Bank
  • U.S. Bank
  • Valley Bank
  • Vibrant Credit Union
  • Village Bank & Trust
  • Villa Grove State Bank
  • Wachovia (a Wells Fargo Co.)
  • Washington Savings Bank
  • Washington State Bank
  • Waukegan Savings Bank
  • Wells Fargo Bank NA
  • West Central Bank
  • West Suburban Bank
  • Wheaton Bank & Trust
  • Williamsville State Bank & Trust

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